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Living Wills

A Living Will, also known as an Advance Decision to Refuse Treatment, an ADRT, or an Advance Directive, protects your loved ones from having to make heart breaking decisions on your behalf.


A Living Will is a legally binding document which lets your family, carers and health professionals know your wishes as to the types of medical treatment that you wish to accept or refuse in the event that you do not have the capacity to communicate the decisions yourself.

A Living Will allows you to dictate how you are treated when you have a terminal or serious injury if you can’t speak up for yourself at the time – The Living Will ensures that your instructions are followed in the event of you requiring resuscitation, artificial nutrition, artificial ventilation, transfusion of blood products or pain relief. 

You can also add other scenarios, and name people who you wish to be notified of your impending death so they may have a chance to be present.  

Its important that your family, carers, and health care professionals are aware of the existence of your Living Will, Advance Decision to Refuse Treatment, ADRT, or Advance Directive, and we advise  keeping it with your medical records.

For free, confidential advice Living Wills please contact us today. 

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How do Living Wills work?

A Living Will is also known as an Advance Decision to Refuse Treatment, an ADRT, or an Advance Directive.  A Living Will allows you to choose how you are treated in the event that you are terminally ill, have lost mental capacity and unable to speak for yourself

Is a Living Will legally binding?

For the advance decision to be legally binding it must meet certain requirements which is why it is advisable to seek professional advice.

What does the advance decision look like?

The Living Will will look very similar to your Last Will and Testament.  It is printed, professionally bound​, and signed by you in the presence of a witness. 

Who do I need to inform about my Living Will?

If you ever need emergency medical treatment, it's important that your carers or family know where to find your Advance Decision.  Your doctors should be made aware of and/or have a copy of your Living Will with your medical records.  Our storage solution ensures that the document is kept safe.

Does the Advance Decision affect my Lasting Power of Attorney?

An Advance decision made after the Health and Welfare Lasting Power of Attorney will over-ride your Attorney's ability to make decisions about end of life treatment, but if you are making a Lasting Power of Attorney for Health and Welfare after you have already set up an Advance Decision to Refuse Treatment ,then you must not chose the option to allow your Attorneys to make decisions about your end of life treatment.

If you would like to discuss a Living Will, please call our friendly advisors today for free, confidential advice.

Mrs T.E. London

“When making my will my anxiety levels shot through the roof however I think I struck lucky with FMS Wills and Estate Planning, they made the whole process manageable and I started to feel confident and on top of what I was doing. Nothing was too much and their patience and expertise was amazing. Thank you so much FMS Wills and Estate Planning for the understanding and kindness you communicated throughout this whole process. I would highly recommend this service to everyone. Thank you, thank you, thank you."

Mrs A. Stevenage

"I found Family Money Savers very helpful everything was explained fully and clearly understandable. It was also done in a professional way we would recommend them
Thank you FMS Wills and Estate Planning for your work on our behalf"

Mr & Mrs H. Haverhill

“We did our Wills and Lasting Power of Attorneys with Family Money Savers Ltd they made a very complicated looking job very easy by explaining everything very clearly and being very patient as we took so long to do everything, I highly recommend this company”
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